Mortgage &
Protection
Expert.
Our Services
From your first home to growing a property portfolio — tailored advice across the whole of the market.
First-Time Buyer Mortgages
Buying your first home is exciting however it can feel overwhelming. I'll guide you through each step of the journey, making the process as smooth and stress-free as possible.
- Help with deposit requirements
- Government scheme advice (Help to Buy, Shared Ownership)
- First-time buyer mortgage options
- Stamp duty guidance
Remortgaging
Switch your mortgage for better rates and terms. Save money and find a deal that works for you.
- Competitive rate comparisons
- Early repayment charge advice
- Product transfer vs remortgage
- Potential savings calculator
Home Movers
Seamless mortgage solutions for your next move. Make your transition stress-free and efficient.
- Porting existing mortgage options
- Moving home timeline planning
- Budget and affordability advice
- Chain coordination support
Self-Employed Mortgages
Specialist mortgage solutions for self-employed individuals, contractors, and business owners.
- Complex income assessment
- Limited company director mortgages
- Contractor & freelancer options
- Minimal documentation routes
Buy-to-Let Mortgages
Investment property mortgages with competitive rates for landlords and property investors.
- Portfolio landlord solutions
- Limited company BTL mortgages
- Holiday let financing
- HMO mortgage options
Protection & Insurance
Comprehensive protection alongside your mortgage to safeguard your investment and loved ones.
- Life insurance policies
- Critical illness cover
- Income protection insurance
- Buildings & contents insurance
Home Insurance
Protect your home and its contents with the right cover. I'll compare policies to find you the best protection at competitive rates.
- Buildings insurance
- Contents insurance
- Combined buildings & contents
- Accidental damage cover
HMO Mortgages
Houses in Multiple Occupation can offer higher rental yields. I'll navigate the specialist lender market to find the right HMO mortgage for you.
- First-time HMO landlord advice
- Large HMO financing (7+ rooms)
- Refinancing existing HMO properties
- Licensed & unlicensed HMO options
Commercial Mortgages
Specialist financing for business premises, investment properties, and commercial ventures.
- Commercial property financing
- Business expansion loans
- Development finance
- Bridging Loans
Why Andreas Mortgages Ltd?
Wide Market Access
Access to a wide range of mortgage options from across the market.
Transparent Fees
Clear, transparent fees with no surprises.
Dedicated Support
Personal, dedicated support from start to finish.
Tailored to You
A friendly, one-to-one service tailored to you.
How It Works
Four simple steps from your first enquiry to picking up your keys.
Free Consultation
Book a no-obligation chat with one of our expert advisors. We'll understand your goals and financial situation.
Tailored Advice
We search the whole market to find the best mortgage and protection products suited to your needs.
AIP in a Day
We handle the application and get your Agreement in Principle — often within the same day.
Completion
We manage everything through to completion, keeping you informed at every stage until you get your keys.
Andreas Mortgages Ltd
I'm a friendly and professional mortgage adviser dedicated to making the home-buying or remortgaging process simple and stress-free. By taking the time to understand your individual needs, I provide tailored advice and guide you every step of the way.
Andreas Mortgages is an Appointed Representative of Marklay Mortgages Ltd, Authorised and Regulated by the Financial Conduct Authority (FCA Ref: 1051012). Registered in England and Wales No: 16954893.