Mortgage &
Protection
Expert.
Book your consultation about your mortgage options
Choose a date and time that works for you. We'll confirm your booking by email.
Our Services
From your first home to growing a property portfolio — tailored advice with wide market access.
First-Time Buyer Mortgages
Buying your first home is exciting however it can feel overwhelming. I'll guide you through each step of the journey, making the process as smooth and stress-free as possible.
- Help with deposit requirements
- Government scheme advice (Help to Buy, Shared Ownership)
- First-time buyer mortgage options
- Stamp duty guidance
Remortgaging
Switch your mortgage for better rates and terms. Save money and find a deal that works for you.
- Competitive rate comparisons
- Early repayment charge advice
- Product transfer vs remortgage
- Potential savings calculator
Home Movers
Seamless mortgage solutions for your next move. Make your transition stress-free and efficient.
- Porting existing mortgage options
- Moving home timeline planning
- Budget and affordability advice
- Chain coordination support
Self-Employed Mortgages
Specialist mortgage solutions for self-employed individuals, contractors, and business owners.
- Complex income assessment
- Limited company director mortgages
- Contractor & freelancer options
- Minimal documentation routes
Buy-to-Let Mortgages
Investment property mortgages with competitive rates for landlords and property investors.
- Portfolio landlord solutions
- Limited company BTL mortgages
- Holiday let financing
- HMO mortgage options
Protection & Insurance
Comprehensive protection alongside your mortgage to safeguard your investment and loved ones.
- Life insurance policies
- Critical illness cover
- Income protection insurance
- Buildings & contents insurance
Home Insurance
Protect your home and its contents with the right cover. I'll compare policies to find you the best protection at competitive rates.
- Buildings insurance
- Contents insurance
- Combined buildings & contents
- Accidental damage cover
HMO Mortgages
Houses in Multiple Occupation can offer higher rental yields. I'll navigate the specialist lender market to find the right HMO mortgage for you.
- First-time HMO landlord advice
- Large HMO financing (7+ rooms)
- Refinancing existing HMO properties
- Licensed & unlicensed HMO options
Commercial Mortgages
Specialist financing for business premises, investment properties, and commercial ventures.
- Commercial property financing
- Business expansion loans
- Development finance
- Bridging Loans
Property Review
Thinking about a property? Run it through our Property Review tool to talk it through and get a clear, independent assessment before you commit.
- Paste a listing link or upload screenshots
- Talk through the property in your own words
- Private, no-obligation assessment
- Powered by Clarity Property App
Why Andreas Mortgages Ltd?
Wide Market Access
Access to a wide range of mortgage options from across the market.
Transparent Fees
Clear, transparent fees with no surprises.
Dedicated Support
Personal, dedicated support from start to finish.
Tailored to You
A friendly, one-to-one service tailored to you.
Our Services
Three core areas of expertise, all under one roof.
Mortgages
Residential, Buy-to-Let, Remortgages and New Build purchases.
Protection
Life insurance, income protection and critical illness cover.
Specialist Lending
Bridging finance, commercial loans and complex cases.
A Wide Range of Lenders
We work with a wide range of lenders to find the right deal for your clients.
Andreas Mortgages Ltd
I'm a friendly and professional mortgage adviser dedicated to making the home-buying or remortgaging process simple and stress-free. By taking the time to understand your individual needs, I provide tailored advice and guide you every step of the way.
Andreas Mortgages is an Appointed Representative of Marklay Mortgages Ltd, Authorised and Regulated by the Financial Conduct Authority (FCA Ref: 1051012). Registered in England and Wales No: 16954893.
Estimate Your Monthly Repayments
Get an instant estimate, then speak to me for a personalised quote tailored to your circumstances.
Estimated Monthly Repayment
per month
Loan Amount
£270,000
Loan-to-Value
90%
Total Interest
£180,224
Total Repaid
£450,224
This is an illustrative estimate for a repayment mortgage only and does not constitute a mortgage offer. Speak to me for an accurate, personalised quote.
Rated 5.0 on Google
Don't just take our word for it — see what our clients say on Google.
Reviews are sourced directly from Google and written by verified clients of Andreas Mortgages Ltd.