Agreement in Principle
Check how much you can potentially borrow!
Share a few details below and an adviser from Andreas Mortgages Ltd will review them and may be able to provide you with an Agreement in Principle.
We ask for income and commitments because lenders work out affordability from your regular income, less existing credit commitments. Only include amounts you could support with evidence (payslips, benefit letters or accounts) — an adviser will check these with you before anything goes to a lender.
Not sure what to include, or need help completing this? Email andreasmortgages@gmail.com or use the chat button on this page — we are happy to help.
Your home may be repossessed if you do not keep up repayments on your mortgage.
This shows borrowing potential only — not a mortgage offer, and not a guarantee that a lender will accept you. An adviser reviews every enquiry and may run credit checks before an Agreement in Principle is issued.
What happens next: an adviser from our firm will review the details you have given, may run credit checks against them, and may be able to provide you with an Agreement in Principle. An Agreement in Principle is an indication of borrowing potential only — it is not a mortgage offer and does not guarantee that a lender will lend to you.
Scope and fees: we advise on residential mortgages, remortgages, buy-to-let, commercial and bridging finance, and protection from across the market. Most buy-to-let, commercial and bridging finance is not regulated by the Financial Conduct Authority. For new clients, we charge a broker fee of £499 (standard) or £999 (complex), payable on mortgage application submission. The fee that applies to you will be confirmed in our Initial Disclosure Document before you proceed — sending this form is free and does not commit you to anything.
Your information: we use the details you give only to review your enquiry and contact you about your mortgage. We do not sell your data or use it for marketing, and only share it with lenders or our principal firm with your consent. Read our Privacy Policy.
Andreas Mortgages Ltd is an Appointed Representative of Marklay Mortgages Ltd, which is authorised and regulated by the Financial Conduct Authority (FRN 930490). Andreas Mortgages Ltd FCA Ref: 1051012. Registered in England and Wales No: 16954893.